.sim-hero{padding:90px 0 45px;background:#08101e;color:#fff;position:relative}.sim-hero .wrap{position:relative}.sim-back{position:absolute;top:-54px;left:0;display:inline-flex;align-items:center;gap:7px;color:#aeb9c9!important;font-size:14px;font-weight:650;letter-spacing:0;text-decoration:none;line-height:1;padding:7px 0;transition:color .2s ease}.sim-back:hover{color:#fff!important}.sim-back-arrow{font-size:16px;line-height:1}.sim-hero .eyebrow{display:block;text-align:center;margin-bottom:18px}@media(max-width:680px){.sim-back{top:-58px;font-size:13px}.sim-hero .eyebrow{text-align:left;padding-top:5px}}.sim-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;padding:36px 0 70px}.sim{background:#fff;border:1px solid #dfe4ec;border-radius:24px;padding:30px}.sim h2{font-size:36px;margin:10px 0 22px}.sim-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.result{margin-top:22px;padding:22px;border-radius:18px;background:#f4f1ea}.result strong{display:block;font-family:Georgia,'Times New Roman',serif;font-size:36px;color:#08101e}.hint{font-size:13px;color:#53627a;line-height:1.6}.budget-sim{grid-column:1/-1;padding:36px}.budget-head{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px}.budget-head p{max-width:760px;color:#53627a}.currency-control{min-width:170px}.budget-columns{display:grid;grid-template-columns:1fr 1fr;gap:28px}.budget-panel{border:1px solid #dfe4ec;border-radius:20px;padding:24px;background:#fcfcfb}.budget-panel-title{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:18px}.budget-panel-title h3{font-size:26px;margin:0}.budget-total{font-size:18px;font-weight:800;color:#0f2345}.line-list{display:grid;gap:12px}.budget-line{display:grid;grid-template-columns:minmax(180px,1.35fr) minmax(140px,1fr) 44px;gap:10px;align-items:end}.budget-line label{font-size:12px;color:#53627a;margin-bottom:5px}.budget-line select,.budget-line input{width:100%;min-height:48px;border:1px solid #aeb9c9;border-radius:12px;background:#fff;color:#17243a;padding:10px 12px;font:inherit}.remove-line{width:44px;height:48px;border:1px solid #d7dde6;border-radius:12px;background:#fff;color:#8a2230;font-size:20px;cursor:pointer}.add-line{margin-top:16px;border:1px dashed #9eabbd;background:#fff;color:#0f2345;border-radius:12px;padding:12px 16px;font-weight:800;cursor:pointer}.budget-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}.budget-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:24px}.summary-card{padding:22px;border-radius:18px;background:#f4f1ea;border:1px solid #e6ded1}.summary-card.primary{background:#0f2345;color:#fff}.summary-card span{display:block;font-size:13px;font-weight:700;letter-spacing:.02em;margin-bottom:8px}.summary-card strong{display:block;font-family:Georgia,'Times New Roman',serif;font-size:30px;line-height:1.15}.summary-card.primary strong,.summary-card.primary span{color:#fff}.summary-card small{display:block;margin-top:8px;line-height:1.5;color:#53627a}.summary-card.primary small{color:#dce4ef}.budget-insight{margin-top:20px;padding:20px 22px;border-left:4px solid #c9982e;background:#fff8e9;border-radius:0 14px 14px 0;color:#283750;line-height:1.65}.budget-actions{display:flex;justify-content:flex-end;gap:12px;margin-top:24px}.field-note{font-size:12px;color:#667085;margin-top:6px}.negative{color:#9b1c31!important}.positive{color:#16794b!important}
@media(max-width:900px){.budget-columns,.budget-summary{grid-template-columns:1fr 1fr}.budget-options{grid-template-columns:1fr}.budget-head{display:block}.currency-control{margin-top:18px;max-width:220px}}
@media(max-width:680px){.sim-grid,.budget-columns,.budget-summary,.sim-fields{grid-template-columns:1fr}.budget-sim{padding:23px}.budget-line{grid-template-columns:1fr 1fr 42px}.budget-line .cat-wrap{grid-column:1/-1}.budget-actions{flex-direction:column}.budget-actions .btn{width:100%}}

.pillar3a{grid-column:1/-1;padding:38px}.p3-head{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px}.p3-head p{max-width:820px;color:#53627a}.p3-badge{flex:0 0 auto;background:#f4f1ea;border:1px solid #e6ded1;border-radius:16px;padding:14px 18px;font-weight:800;color:#765516}.p3-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.p3-panel{border:1px solid #dfe4ec;border-radius:20px;padding:24px;background:#fcfcfb}.p3-panel h3{font-size:25px;margin:0 0 18px}.p3-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.p3-full{grid-column:1/-1}.p3-scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}.p3-scenario{border:1px solid #dfe4ec;border-radius:18px;padding:20px;background:#fff}.p3-scenario h4{font-size:20px;margin:0 0 6px}.p3-scenario p{font-size:13px;color:#667085;margin:0 0 16px;line-height:1.55}.p3-fees{display:grid;gap:11px}.p3-fee-row{display:grid;grid-template-columns:minmax(0,1fr) 104px;gap:10px;align-items:center}.p3-fee-row label{font-size:13px;color:#445269;margin:0}.p3-fee-row input{min-height:44px;padding:9px 10px}.p3-actions{display:flex;justify-content:flex-end;gap:12px;margin:26px 0 0}.p3-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}.p3-result{border:1px solid #e2e7ee;border-radius:18px;padding:22px;background:#fff}.p3-result.best{border:2px solid #c9982e;background:#fffaf0}.p3-result .tag{display:inline-flex;border-radius:999px;background:#f4f1ea;color:#765516;font-size:12px;font-weight:800;padding:6px 10px;margin-bottom:12px}.p3-result h4{font-size:20px;margin:0 0 16px}.p3-metric{padding:11px 0;border-top:1px solid #edf0f4}.p3-metric:first-of-type{border-top:0}.p3-metric span{display:block;font-size:12px;color:#667085}.p3-metric strong{display:block;font-size:22px;color:#0f2345;margin-top:3px}.p3-chart{margin-top:24px;border:1px solid #dfe4ec;border-radius:18px;background:#fff;padding:22px}.p3-bars{display:grid;gap:14px;margin-top:15px}.p3-bar-row{display:grid;grid-template-columns:170px minmax(0,1fr) 120px;gap:12px;align-items:center}.p3-bar-label{font-size:13px;font-weight:800;color:#1c2b42}.p3-bar-track{height:16px;background:#edf0f4;border-radius:999px;overflow:hidden}.p3-bar-fill{height:100%;background:#0f2345;border-radius:999px;min-width:2px}.p3-bar-value{text-align:right;font-weight:800;color:#0f2345}.p3-analysis{margin-top:20px;padding:22px 24px;border-left:4px solid #c9982e;background:#fff8e9;border-radius:0 14px 14px 0;color:#283750;line-height:1.7}.p3-warnings{margin-top:18px;font-size:13px;color:#53627a;line-height:1.7}.p3-warnings strong{color:#0f2345}.p3-tax-box{background:#0f2345;color:#fff;border-radius:18px;padding:22px;margin-top:18px}.p3-tax-box span{display:block;color:#dbe3ee;font-size:13px}.p3-tax-box strong{display:block;color:#fff;font-family:Georgia,'Times New Roman',serif;font-size:34px;margin:6px 0}.p3-note{font-size:12px;color:#667085;line-height:1.55;margin-top:8px}.p3-hidden{display:none!important}
@media(max-width:980px){.p3-scenarios,.p3-results{grid-template-columns:1fr}.p3-grid{grid-template-columns:1fr}.p3-bar-row{grid-template-columns:130px minmax(0,1fr) 105px}}
@media(max-width:680px){.pillar3a{padding:23px}.p3-head{display:block}.p3-badge{margin-top:16px;display:inline-block}.p3-fields{grid-template-columns:1fr}.p3-full{grid-column:auto}.p3-actions{flex-direction:column}.p3-actions .btn{width:100%}.p3-bar-row{grid-template-columns:1fr}.p3-bar-value{text-align:left}}

/* V21 — Simulateur 3a intuitif et puissant */
.pillar3a{grid-column:1/-1;padding:40px}.p3-head{display:flex;justify-content:space-between;align-items:flex-start;gap:28px;margin-bottom:30px}.p3-head>div:first-child{max-width:820px}.p3-head p{color:#53627a;line-height:1.7;margin:12px 0 0}.p3-badge{flex:0 0 auto;background:#fff7e8;border:1px solid #ead7aa;border-radius:999px;padding:10px 16px;font-size:13px;font-weight:800;color:#765516}.p3-progress{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 26px}.p3-step{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;background:#f6f7f9;color:#53627a;font-weight:700}.p3-step b{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#fff;border:1px solid #dfe4ec;color:#0f2345}.p3-step.active{background:#0f2345;color:#fff}.p3-step.active b{background:#d4a12f;border-color:#d4a12f;color:#08101e}.p3-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.72fr);gap:24px;align-items:start}.p3-card{background:#fff;border:1px solid #dfe4ec;border-radius:22px;padding:26px;min-width:0}.p3-card h3{margin:0 0 8px;font-size:25px}.p3-card-intro{margin:0 0 22px;color:#607087;line-height:1.65}.p3-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.p3-full{grid-column:1/-1}.p3-field label{display:block;font-size:13px;font-weight:800;color:#1c2b42;margin:0 0 7px}.p3-field input,.p3-field select{width:100%;min-height:52px;border:1px solid #aeb9c9;border-radius:13px;background:#fff;color:#17243a;padding:11px 13px;font:inherit}.p3-field small{display:block;color:#68778c;line-height:1.5;margin-top:6px}.p3-tax-summary{margin-top:20px;padding:20px;border-radius:17px;background:#0f2345;color:#fff}.p3-tax-summary span{display:block;color:#dbe3ee;font-size:13px}.p3-tax-summary strong{display:block;color:#fff;font-family:Georgia,'Times New Roman',serif;font-size:34px;line-height:1.15;margin:6px 0}.p3-tax-summary small{color:#dbe3ee;line-height:1.5}.p3-income-diagnostic{margin-top:14px;padding:16px 18px;border-radius:15px;background:#f7f8fa;border:1px solid #e2e7ee}.p3-income-diagnostic strong{display:block;color:#0f2345;font-size:14px;margin-bottom:5px}.p3-income-diagnostic p{margin:0;color:#53627a;font-size:13px;line-height:1.6}.p3-preset-list{display:grid;gap:12px}.p3-preset{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:13px;align-items:center;width:100%;text-align:left;padding:16px;border:1px solid #dfe4ec;border-radius:16px;background:#fff;cursor:pointer}.p3-preset:hover,.p3-preset.active{border-color:#c9982e;background:#fffaf0}.p3-preset-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#f4f1ea;font-size:21px}.p3-preset strong{display:block;color:#0f2345}.p3-preset small{display:block;color:#667085;margin-top:3px;line-height:1.45}.p3-preset .check{width:22px;height:22px;border-radius:50%;border:2px solid #c7cfda}.p3-preset.active .check{border-color:#c9982e;background:#c9982e;box-shadow:inset 0 0 0 5px #fff}.p3-fee-glance{margin-top:20px;padding-top:18px;border-top:1px solid #e7ebf0}.p3-fee-glance h4{margin:0 0 12px;font-size:16px}.p3-fee-chips{display:flex;flex-wrap:wrap;gap:8px}.p3-chip{background:#f4f1ea;border-radius:999px;padding:8px 11px;color:#4a5568;font-size:12px;font-weight:700}.p3-advanced{margin-top:18px;border-top:1px solid #e7ebf0;padding-top:14px}.p3-advanced summary{cursor:pointer;font-weight:800;color:#0f2345;padding:8px 0}.p3-advanced-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin-top:12px}.p3-actionbar{display:flex;justify-content:space-between;gap:14px;align-items:center;margin-top:24px}.p3-actionbar .btn{min-width:190px}.p3-results-wrap{margin-top:28px}.p3-result-hero{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(260px,.75fr);gap:20px;padding:26px;border-radius:22px;background:#0f2345;color:#fff}.p3-result-hero .eyebrow{color:#f0c45a}.p3-result-hero h3{color:#fff;font-size:27px;margin:8px 0}.p3-result-hero p{color:#dbe3ee;line-height:1.65;margin:0}.p3-main-number{align-self:center;text-align:right}.p3-main-number span{display:block;color:#dbe3ee;font-size:13px}.p3-main-number strong{display:block;color:#fff;font-family:Georgia,'Times New Roman',serif;font-size:42px;line-height:1.1;margin-top:6px}.p3-kpis{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:16px}.p3-kpi{background:#fff;border:1px solid #dfe4ec;border-radius:18px;padding:19px}.p3-kpi span{display:block;color:#667085;font-size:12px}.p3-kpi strong{display:block;color:#0f2345;font-size:24px;margin-top:5px}.p3-compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:18px}.p3-result-card{background:#fff;border:1px solid #dfe4ec;border-radius:20px;padding:21px;min-width:0}.p3-result-card.best{border:2px solid #c9982e;background:#fffaf0}.p3-result-card h4{font-size:19px;margin:0 0 14px}.p3-result-card .tag{display:inline-flex;border-radius:999px;background:#f4f1ea;color:#765516;font-size:11px;font-weight:800;padding:6px 9px;margin-bottom:11px}.p3-result-row{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-top:1px solid #edf0f4;font-size:13px}.p3-result-row span{color:#667085}.p3-result-row strong{color:#0f2345;text-align:right}.p3-bar-simple{margin-top:12px;height:10px;border-radius:999px;background:#edf0f4;overflow:hidden}.p3-bar-simple i{display:block;height:100%;border-radius:999px;background:#0f2345}.p3-analysis{margin-top:18px;padding:20px 22px;border-left:4px solid #c9982e;background:#fff8e9;border-radius:0 14px 14px 0;color:#283750;line-height:1.7}.p3-disclaimer{margin-top:15px;color:#667085;font-size:12px;line-height:1.65}.p3-hidden{display:none!important}
@media(max-width:980px){.p3-layout,.p3-result-hero{grid-template-columns:1fr}.p3-main-number{text-align:left}.p3-progress{grid-template-columns:1fr}.p3-step:not(.active){display:none}}
@media(max-width:720px){.pillar3a{padding:22px}.p3-head{display:block}.p3-badge{display:inline-block;margin-top:14px}.p3-fields,.p3-advanced-grid,.p3-kpis,.p3-compare{grid-template-columns:1fr}.p3-full{grid-column:auto}.p3-actionbar{flex-direction:column-reverse;align-items:stretch}.p3-actionbar .btn{width:100%}.p3-main-number strong{font-size:34px}}

/* ---- bloc extrait ---- */

/* Accès direct au rendez-vous — Prismea Patrimoine */
.rdv-nav-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:9px 15px;
  margin-left:auto;
  border:1px solid rgba(16,39,70,.18);
  border-radius:12px;
  background:#fff;
  color:#102746;
  font-weight:800;
  text-decoration:none;
  white-space:nowrap;
}
.rdv-nav-link:hover{border-color:#b78a2e;transform:translateY(-1px)}
.rdv-direct-band{
  margin:56px auto 20px;
  padding:28px;
  border:1px solid #dbe3ed;
  border-radius:22px;
  background:#102746;
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.rdv-direct-band h2{margin:0 0 8px;color:#fff;font-size:clamp(28px,4vw,42px)}
.rdv-direct-band p{margin:0;color:#dce5ef;max-width:720px}
.rdv-direct-band .rdv-direct-btn{
  display:inline-flex;
  min-height:50px;
  align-items:center;
  justify-content:center;
  padding:12px 22px;
  border-radius:14px;
  background:#fff;
  color:#102746;
  font-weight:900;
  text-decoration:none;
  white-space:nowrap;
}
.rdv-floating{
  position:fixed;
  right:22px;
  bottom:22px;
  z-index:45;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:52px;
  padding:13px 20px;
  border-radius:999px;
  background:#102746;
  color:#fff;
  border:1px solid rgba(255,255,255,.28);
  box-shadow:0 14px 35px rgba(16,39,70,.25);
  text-decoration:none;
  font-weight:900;
}
.rdv-floating:hover{transform:translateY(-2px)}
@media(max-width:900px){
  .rdv-nav-link{display:none}
  .rdv-direct-band{align-items:flex-start;flex-direction:column}
  .rdv-floating{right:14px;bottom:14px;min-height:48px;padding:11px 16px;font-size:14px}
}